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In order to work from home, you need software that works anywhere and enables collaboration tools. Therefore, connectivity software will become increasingly important in the future.

It is becoming easier for humans to access knowledge, especially with access to cheap mobile devices available worldwide, and educational tools like Khan Academy, Coursera, and Wikipedia becoming more accessible.

Humanity will benefit greatly from a more informed and educated world population as well as a huge impact on literacy and numeracy.

According to the World Economic Forum an estimated 70% of new value created in the economy over the next decade will be based on a digital-enabled platform business model.

In the coming years, technologies such as the internet of things, 5G, cloud computing, cybersecurity, virtual reality data centres, and artificial intelligence will revolutionise the way we work, shop,stream videos, and socialise.

A first wave of human productivity came from agriculture, a second wave from the industrial revolution, and a third wave from electronics and information technology.

Human productivity is now in its fourth wave, the information age, where silicon chips and other sophisticated technology are necessary to power them.  

The YFS Intelligent Wealth Fund is well positioned to capitalise on the opportunities that will shape our future, in the belief that the internet of the future will be global, faster, and safer, and more private. The Fund is authorised in the United Kingdom and regulated by the Financial Conduct Authority (FCA).

Ray Kurzweil described ageing as a solvable engineering problem that could ultimately extend human lifespans indefinitely.

In addition, he said we may be able to add one year to our life span each year relatively soon.

Research shows that effectively slowing the typical ageing process could contribute $38 trillion in value in a year of added life expectancy and $367 trillion in ten years.

There will be one in six people over 60 in the world by 2030. By 2050, however, the world’s over-60 population will double to 2.1 billion. In other words, this indicates the potential size of the total addressable market.

Investing in longevity has been growing rapidly due to the growing interest from investors, life sciences and health care communities, government agencies, and health tech companies to solve the underlying issue of diseases and ageing, which will ultimately lead to a longer, healthier and happier life for humanity.

For example, the founder of Amazon Jeff Bezos invested in Altos Labs. Altos Labs is pursuing biological reprogramming technology, a way to rejuvenate cells in the lab that some scientists think could be extended to revitalise entire animal bodies, ultimately prolonging human life.

Slowing the ageing process is not just possible but inevitable. One of Minerva Money Management companies Juvenescence has launched a commercial product, a drinkable ketone ester called Metabolic Switch, which will help the body reach ketosis which normally requires extreme dieting. It will put you into ketosis without requiring you to fast for three days or more.

Furthermore, Juvenescence is diversified across 21 projects, which provides margin of safety. One example investment in LyGenesis, Inc. is a clinical-stage cell therapy company that transforms a patient’s lymph nodes into bioreactors capable of growing functioning ectopic organs and many more projects.

In the future fintech companies are working toward making financial services more affordable and accessible to the majority of people. With the leverage of technology such as (AI) to engage and simplify customers’ specific needs and serve them. Since the pandemic many companies have adjusted to conduct business virtually and financial transactions digitally.

Blockchain technology with the advancement of artificial intelligence (AI), predictive behavioural analysis and data driven marketing is predicted to change the world and enable everyone with a smartphone to conduct digital transactions securely instantly, transforming the commercial and financial experience.

The growth of decentralised finance (DeFi) on the blockchain revolutionises centralised finance and eliminates the need for intermediaries such as brokers, exchanges, or banks to handle the settlement of transactions by using smart contracts on the blockchain.

For example, traditional exchanges are, mostly, matching engines. The rest of the infrastructure brokers, margin, risk, clearing, custody GUIs, APIs fall on other companies in the pipeline.

When you buy stock on AJ Bell or Hargreaves Lansdown a lot of different companies are involved. However, in crypto exchange there are full stack products, building the entire experience.

When you buy Bitcoin on Coinbase, there are only three companies involved: the buyer, the seller, and the exchange. This means that crypto exchanges build much more of the stack, have a much higher take up rate on trades because they have much less loss on fees to other middlemen.

This disintermediation of traditional structures saves costs and increases execution speed for all parties. Savings are passed down to users, but also give Coinbase space to have higher aggregate take up rates (across both exchange and brokerage services).

In addition, using Distributed Ledger Technology (DLT), data can be stored, shared, and synchronised across multiple stores, and transactions can be posted, shared, and synchronised simultaneously across a distributed network.

Investment bank Morgan Stanley, predicts that the global electric vertical take-off and landing (eVTOL)/urban air mobility market will be worth $1 trillion by 2040 and $9 trillion by 2050.

The U.S. Chamber of Commerce forecasts the commercial space market will be $1.5 trillion by 2040. That’s because the cost to launch is declining from $500 billion to about $60 million per flight and making us imagine life on the moon, mars and beyond.

It’s also increasing technological advancement to its limit; the rising interest from the public in exploring space makes it the next trillion-dollar industry.

As commercial space flights become an increasingly common practice, companies such as Blue Origin, Virgin Galactic, and SpaceX are competing for the lead.

In 2019, Uber Elevate estimated that fully electric air taxis would have near-term operating costs of around $700 per hour, at least 35 percent less than a comparably utilised single-engine helicopter.

The cost per kilowatt-hour of batteries is also decreasing rapidly, with many potential breakthrough cell chemistries under development, as billions in investment have been spent on R&D largely because of the exploding market for ground electric vehicles.

Singapore and a number of major cities have already endorsed the concept of urban air mobility, including Dallas, Los Angeles, Miami in the United States and Melbourne in Australia.

The company behind ChatGPT is privately owned which makes direct investment difficult at this point. Our fund owns Microsoft which has itself invested US$1 billion into ChatGPT creator OpenAI in 2019, giving us indirect exposure to ChatGPT.

In addition, Microsoft is initiating investing a further $10 billion which will increase our exposure if the investment succeeds. Our fund owns Nvidia and Alphabet (Google) which are individually working towards advancing their artificial intelligence technology.

Deep Learning is a type of machine learning and artificial intelligence technique that mimics how humans learn. It is creating the next generation of computing platforms and enables humans to become superhuman to solve some of the most critical challenges. 

Deep learning, for example, is a key technology behind autonomous cars, enabling them to distinguish between pedestrian and lamp post signs. The technology plays a key role in voice control devices, such as smartphones. Additionally, it is used in aerospace, medical research, industrial automation, and electronics. 

The rise of automation and robotics is predicted to significantly change the way we work and create millions of jobs worldwide. For example, in healthcare robots are used in surgical operations with advanced artificial intelligence (AI), for emergency medical purposes to deliver medication and improve patient care. 

Automation is also changing the way we bank and manage our money. It makes it easy to use online banking, and mobile apps to check your account balances, pay bills, and transfer money from anywhere. Robo advisors and automated investment advisers use algorithms to invest your money based on our goals and risk tolerance.

The sector is at the forefront of technological development. Globally, the renewable energy market was valued at $928 billion in 2017 and is expected to reach $1.5 trillion by 2025.Bloomberg New Energy Finance estimates that by 2030, this industry will receive $5.1 trillion in investment.

That will provide enormous investment opportunities for companies that are working in the sector to grow massively in the next few years.

One of the key technologies is the 5G network, which offers faster speeds and better capacity to access data, allowing users to stream content with less lag time. Additionally, the Internet of Things (IoT) refers to the connection of all devices to the internet, including household appliances, vehicles, and more. 

Read our previous blog about connectivity

It will extend to software-defined networks, network function virtualisation and edge computing. Cyber security of the Next Generation Internet will also provide a great deal of opportunity in light of the growing cyber threat.

Despite the difficulty of predicting the future of the Internet with certainty, it can be said that it will continue to evolve. In addition, it will become more accessible to more people around the world.